How StockCo can help your business
As livestock finance specialists, we’re 100% committed to helping you make the most of every opportunity
Solutions for every livestock operation
Everything you need to grow your business
Breeder
finance
Expand your breeder operations
and maximise your profits
trading
finance
Exponentially grow your
business with no capital outlay
Stock
advance
Free up cashflow by releasing
equity from your livestock
Find out
more
Check your eligibility
Find out if you qualify for
livestock finance.
Answer three quick questions to get an instant answer.
Calculate your livestock margins
Estimate your potential gross profit.
Enter your purchase details and terms and work out your potential sale proceeds.
Create more weight with Stock Advance
Unlock the current value
of your livestock.
Get an instant value estimate, access the funds you need and sell when the time is right.
Frequently asked questions about StockCo livestock finance
StockCo provides livestock finance facilities to customers that satisfy the following criteria:
- Existing livestock farmer with greater than 3 years experience.
- Own existing livestock producing property, but can also have other leasing or agistment arrangements.
- Previous experience dealing in the proposed livestock class the customer is seeking finance for
StockCo makes decisions based on its own internal credit criteria that may include, but isn't limited to the above criteria. See the ready to trade with StockCo page for further information on the application process.
StockCo evaluates each application and apply a finance rate that reflects the underlying strength of your application. Call us to discuss our market competitive rates.
You can apply by completing our online application form or download a form from our documents page.
You can lodge your application with any of our approved distribution partners or directly with StockCo. To find a local distribution partner near you please contact us on 0800 920 929 or via email at info@stockco.co.nz.
In most cases we will visit you on farm to ensure we have a thorough understanding of your business and your goals.
After your application is lodged it will go through our Ready to Trade process.
Generally StockCo will provide a decision on applications within 2 business days of receipt of all necessary information.
We have a preferred minimum limit of $200,000 although we will consider applications for smaller amounts where there are reasonable prospects to grow over time.
There is no maximum facility limit. StockCo has engaged in a number of transactions greater than $10 million.
We take security directly over the livestock that we have funded. We register our interest in the livestock on the Personal Property Security Register. We also track livestock movements via the National Animal Identification and Tracing database. Additionally, in the event that our customer is not the owner of the business assets, we may require a guarantee.
In some instances, StockCo may require other security agreements following its assessment of the customer.
StockCo is not a bank.
Our strategy is to enhance your relationship with your existing bank, by providing an opportunity for you to generate greater returns from your existing livestock business, without impacting your existing arrangements with your bank.
We do this by taking direct security over the livestock we fund and by taking guarantees from major asset owning people or entities.
Our Buying and Selling Instructions are contained in the document section of this website